Razorpay

Razorpay is an Indian fintech company founded in 2014 by Harshil Mathur and Shashank Kumar. The company focuses on simplifying digital payments and financial services for businesses, especially startups and SMEs, through developer-friendly APIs and seamless integrations. Razorpay has grown rapidly, serving over 10 million businesses and becoming India's most valuable fintech firm, valued at $7.5 billion. Razorpay offers a comprehensive financial ecosystem that includes a payment gateway supporting various payment methods, a neo-banking platform called RazorpayX for business banking needs, and Razorpay Capital for working capital loans. Additional solutions include HR automation, omnichannel payments, and AI-driven tools for fraud detection and customer retention. The company emphasizes ease of integration, fast onboarding, and security, making it a preferred choice for e-commerce, gaming, and other sectors. Razorpay powers major brands like Facebook, Airtel, and Swiggy, facilitating smooth transactions and efficient financial processes.